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A while back I got into some trouble financially and could not pay all my bills on time each month. As a result, I struggled to balance my checking account.
It seemed as though I was getting charged for things I did not remember buying. Plus, my monthly bills such as electricity, cable, and cell phone were always coming out of my checking account a day or two before pay day.
As a result, my bank hit me with VERY expensive overdraft fees (also known as "NSF" or "insufficient funds fees."). I tried like hell to prevent them, but it seemed impossible to pay my bills on time and prevent an overdraft from happening.
Every time I saw an overdraft fee I WANTED TO SCREAM! One month I wasted $175 in bank fees!

Even though I was living paycheck-to-paycheck, I still felt like I could get ahead and start saving some money.
(I just needed a little extra help to get ahead and stop paying all the bank fees and charges.)
I really wanted to get a Visa or MasterCard® since having a regular credit card makes it easy to pay for every day items, shop online, book hotels, etc.
However, each time I applied the banks rejected me because I had a bad credit score.
I was ready to give up!
Then I discovered the Account Now Visa Card, which is a a prepaid Visa Card - - that let's you BORROW MONEY and BUILD CREDIT HISTORY!
It was a relief to learn that my approval was guaranteed because there is no credit check - (all you need a valid address and social security number.)
Getting my card was one of the best decisions I've made in a long time.
I never paid another overdraft or bank fee!
In fact, the Account Now Visa Card comes with a super-convenient online bill pay feature. I can log into my account and pay all my monthly bills electronically - such as my cell phone, rent and electricity. (I can even send money to a friend or relative this way!)
There is no need for a checking account and there is never any fear of bouncing a check!
In my opinion, the two best benefits of the Account Now Card are -

Bad Credit is OK!
AND...

Credit Builder is FREE!
Plus, the card comes with:
No Overdraft fees
No bounced checks
No minimum balance
iAdvance® Line of Credit (so you can borrow money)
Online Bill Pay
Having the Account Now Visa Card is saving me a ton of cash each month. (I am now saving around $64 per month by avoiding overdraft and bank service fees!)
It has also given me a great deal of "peace of mind" - I no longer worry about bouncing a check or needing a credit card.
It is also good to experience the feeling of having a Visa Card in my pocket! I can use my Account Now Visa Card to pay for every-day items just like I would use a regular credit card.
Finally, it feels really good to experience a good credit history again. With the Free Credit Builder I am rebuilding my credit score each month.
I recommend the Account Now Visa Card to anyone with a damaged credit history.

Apply Now!
See Website for complete terms and conditions. The Account Now Visa® is a great alternative to a checking account and is perfect for people with bad credit seeking a visa credit or prepaid debit card. This page is an affiliate website designed to help those looking for a second chance by matching you with the best financial options. If you qualify for the Account Now Visa® you will have access to a card with a Visa logo which is accepted that is accepted at thousands of locations and atms Worldwide.
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